Last updated: January 3, 2026
Terms & Conditions
Access to and use of nalvarof.com implies full acceptance of these Terms & Conditions by the user.
1. Site ownership
The site nalvarof.com is owned by Nalvarof Capital Inmobiliario S.A.S., Tax ID 1793214860001, with registered office in Quito, Ecuador, and registered at the Superintendency of Companies with File 738-241.
2. Purpose
Nalvarof publishes educational, informational and disseminative content on real estate crowdlending applicable to the Republic of Ecuador. The site does not perform public fundraising activities.
3. Permitted use
The user agrees to use the site in accordance with Ecuadorian law, morals, public order and these Terms, refraining from reverse engineering, massive scraping or any act affecting service availability.
4. Intellectual property
The content, text, trademarks, graphics and databases published on nalvarof.com are the property of Nalvarof Capital Inmobiliario S.A.S. or covered by licensed rights. Partial or total reproduction without express authorization is prohibited.
5. No advisory relationship
The content does not constitute personalized financial, tax or legal advice. Any real estate investment decision must be evaluated with professional advisors authorized in Ecuador.
6. Liability
Nalvarof shall not be liable for decisions made based on the published information nor for indirect damages, loss of profits or economic losses arising from the use of the site.
7. Third-party links
The site may contain links to external pages. Nalvarof does not control their content or privacy practices and is not responsible for their operation.
8. Data protection
The processing of personal data is governed by our Privacy Policy and the Organic Law on Personal Data Protection of Ecuador.
9. Modifications
Nalvarof may modify these Terms at any time. The current version will be the one published at this URL, indicating the last update date.
10. Governing law and jurisdiction
These Terms are governed by the laws of the Republic of Ecuador. Disputes shall be submitted to the ordinary courts of the canton of Quito, Pichincha province, waiving any other jurisdiction.